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Mortgage Loans









Fixed Rate Mortgage

  • Flexible terms
  • Lowest payments available
  • Lowest down payments available


Home Construction Mortgage

  • Pay interest only through construction
  • Low down payments
  • Pre-approved permanent financing
  • Flexible draw schedule
  • Save on some duplicate closing costs
  • Up to 100% of permanent loan commitment
  • Fixed or adjustable rates available
  • Draws up to 80% of completed construction plus lot value
  • Monthly interest-only payments


FDIC
United Bank
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Equal Housing Lender

UNITED BANK is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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